Wilkes-Barre Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Safeguard Your Financial Stability from Credit Report Errors in Wilkes-Barre, PA

Did you know that about 1 in 3 Americans have errors on their credit reports? Even more alarming, 1 in 5 are affected by inaccuracies severe enough to lower their credit scores, leading to denials for new credit, loans, or refinancing. These errors can impact your financial health, influencing job opportunities, auto loans, insurance, and more.

At Vullings Law Group, LLC, we understand how crucial a flawless credit history is in the everyday lives of Wilkes-Barre residents. Our experienced team of credit attorneys is well-versed in the Fair Credit Reporting Act (FCRA) and is ready to help you challenge any incorrect information on your credit report. Don’t let mistakes drag down your credit score—our legal experts are here to restore your financial stability. Whether you've been denied credit or are facing harassment from debt collectors, we’ve got your back.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: Does a dispute mean money?

Answer: A dispute doesn't necessarily mean money in the sense of a financial gain. It's primarily a mechanism to ensure the accuracy of your credit report. However, if the dispute results in the correction of inaccurate negative information, it can potentially improve your credit score, which might lead to better financial opportunities in the future.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Control of Your Credit Score

Don’t let credit report errors ruin your financial health. Our dedicated credit attorneys are prepared to help you reclaim control. From handling credit denials to stopping debt collector harassment, we’ll guide you every step of the way.

Reach out to us today through the contact form on this page or call 1-855-324-7263 for a free consultation.

While missed bill payments are often blamed for poor credit scores, errors on credit reports are surprisingly common and difficult to fix without professional help. An experienced attorney can make the process of correcting those mistakes much easier.

Download our free infographic, "How To Dispute Credit Report Errors," for a useful guide. Also, claim your free credit report today.

Protect Your Credit Score Now

Think your credit report is accurate? Nearly 25% of Americans have errors that can harm their scores. Regularly checking your report is essential to spot and correct mistakes.

Be cautious! Not every site offering free credit reports is legitimate. For a trusted source, use AnnualCreditReport.com, approved by the Federal Trade Commission, for reliable yearly reports. This site is a vital resource for obtaining your free annual credit report. Always double check the URL, AnnualCreditReport.com to avoid falling for scams with similar names with slight typos.

What to Look for on Your Credit Report

When reviewing your credit report, use these steps to ensure accuracy:

  1. Confirm personal information.
  2. Verify all credit accounts.
  3. Match amounts owed with your most recent statements.
  4. Check for any errors in your payment history.
  5. Be mindful of unusual credit inquiries.
  6. Review legal judgments, bankruptcies, and foreclosures.

Trust Wilkes-Barre’s reliable credit report attorneys to secure your financial future. Contact us today for a free consultation at 1-855-324-7263 or fill out the contact form on this page.

Wilkes-Barre Resources:

Consumer Credit Counseling Service of NEPA - The CCCS of NEPA (Consumer Credit Counseling Service of Northeastern Pennsylvania) offers both phone and in-person credit counseling services. They have several locations across Pennsylvania, including near Wilkes-Barre.

Cross Valley Federal Credit Union - Cross Valley Federal Credit Union, with their main branch in Wilkes-Barre, offers financial education courses for members including credit counseling and debt management.

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