State College Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Protect Your Financial Stability from Credit Report Errors in State College, PA

Did you know that roughly 1 in 3 Americans have inaccuracies on their credit reports? Even more concerning, 1 in 5 encounter errors serious enough to damage their credit scores, leading to denials for new credit or loan refinancing. These errors can severely disrupt your financial well-being, affecting everything from job prospects to new credit opportunities, auto loans, and insurance coverage.

At Vullings Law Group, LLC, we understand how crucial an impeccable credit history is to your life here in State College. Our seasoned team of credit attorneys specializes in the Fair Credit Reporting Act (FCRA) and is ready to help you challenge any incorrect information on your credit report. Don't let errors ruin your credit. Let our legal experts restore your financial health. Whether you've faced credit denials or harassment from debt collectors, we're here to help.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: What happens after a credit dispute?

Answer: After a credit dispute, the credit reporting agency will investigate the issue by contacting the data furnisher (e.g., a creditor) to verify the accuracy of the disputed information. If the information is found to be incorrect, it will be corrected or removed from your credit report.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Charge of Your Credit

Don’t let mistakes on your credit report take a toll on your financial stability. Our expert credit attorneys are here to help guide your financial health back on track. Whether you're dealing with credit denials or relentless calls from debt collectors, we’ve got you covered.

Connect with us today using the contact form on this page or call 1-855-324-7263 for a free consultation.

Struggling with bill payments isn’t the only reason your credit score might suffer. Errors on credit reports are common, and fixing them can be complex. An experienced attorney can simplify the process for you.

Download our free infographic, "How To Dispute Credit Report Errors," for a helpful guide. Secure your free credit report today.

Safeguard Your Credit Score in State College, PA

Think you know your credit report? Nearly 25% of Americans have errors that negatively impact their scores. Regularly checking your report is essential to spot and correct these issues.

Be cautious! Not all websites offering free reports are legitimate. Use AnnualCreditReport.com, a site approved by the Federal Trade Commission, for reliable yearly reports. This site is a vital resource for obtaining your free annual credit report. Always verify that you're on the correct URL, AnnualCreditReport.com to avoid falling for scam websites with similar names but with misspellings.

What to Check on Your Credit Report

When reviewing your credit report, follow these guidelines to ensure everything is accurate:

  1. Verify your personal details.
  2. Confirm all credit accounts.
  3. Match amounts due with recent statements.
  4. Inspect payment history for any errors.
  5. Be alert for unusual credit inquiries.
  6. Verify legal judgments, bankruptcies, and foreclosures.

Contact State College, PA’s trusted Credit Report Attorneys for a secure financial future. Reach out to us today for a free consultation at 1-855-324-7263 or use the contact form on this page.

State College Resources:

Credit Counseling Center - The Credit Counseling Center offers credit counseling and financial literacy courses to residents in Pennsylvania, including in State College.

Penn State Federal Credit Union - Penn State Federal Credit Union financial courses in State College.

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