Scranton Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Defend Your Financial Health Against Credit Report Errors in Scranton, PA

Did you know that approximately one-third of Americans encounter inaccuracies on their credit reports? Alarmingly, 20% of these cases involve errors significant enough to adversely affect credit scores, leading to rejections for new credit or refinancing loans. Such discrepancies can undermine your financial stability, impacting employment opportunities, access to new credit, car financing, and insurance options.

At Vullings Law Group, LLC, we recognize the vital importance of a spotless credit history in your life. Our experienced team of credit attorneys, specializing in the Fair Credit Reporting Act (FCRA), is here to assist you in contesting any incorrect information on your credit report. Don't let mistakes compromise your financial future. Let our legal experts help you regain your financial health. We are here to support you, whether you've experienced credit denials or have been subjected to harassment by debt collectors.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: Do banks care about disputes?

Answer: Banks and lenders may take disputes into consideration when evaluating your creditworthiness. While they understand that disputes can occur due to errors, they may still consider the disputed information during their application review process.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Control of Your Credit Score

Don’t allow errors to tarnish your credit. Our skilled credit attorneys are poised to help redirect your financial trajectory back on track. Whether you’re dealing with credit denials or the hassles of debt collector interactions, we’re here to protect you.

Connect with us today through the contact form on this page or call 1-855-324-7263 for a complimentary consultation.

Battling bill payments isn’t the only factor that can affect your credit score. Errors on credit reports are prevalent, and addressing them can be complex. An experienced attorney can make this process straightforward.

Download our free infographic, "How To Dispute Credit Report Errors," as a practical guide. Claim your free credit report today.

Protect Your Credit Score Now

Think you understand your credit report? Close to 25% of Americans find errors that negatively impact their scores. Regularly reviewing your report is essential to identify and rectify these issues.

Exercise caution! Not all sites offering free reports are reliable. Utilize AnnualCreditReport.com, sanctioned by the Federal Trade Commission, for dependable annual reports. Always ensure the URL is accurately typed as AnnualCreditReport.com to avoid falling victim to scams with similar sounding names but typographical errors.

What to Verify on Your Credit Report

When examining your credit report, follow these guidelines to aid your review:

  1. Verify personal information.
  2. Confirm all credit accounts are accurate.
  3. Match amounts owed with your recent statements.
  4. Review payment history for discrepancies.
  5. Look for unusual credit inquiries.
  6. Check for any legal judgments, bankruptcies, or foreclosures.

Contact Scranton, PA’s trusted Credit Report Attorneys for a secure financial future. Get in touch today for a free consultation at 1-855-324-7263 or use the contact form on this page.

Scranton Resources:

Consumer Credit Counseling of NEPA - University of Scranton offers the contact information for the Consumer Credit Counseling of NEPA, which can help residents of Northeastern Pennsylvania, including in Scranton.

Scranton Times Federal Credit Union - The Scranton Times FCU is a federal credit union in Scranton which can offer credit counseling services for those in Scranton.

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