Reading Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Safeguard Your Financial Health from Credit Report Errors in Reading, PA

Did you know that roughly one in three Americans find inaccuracies on their credit reports? Even more troubling, one in five individuals encounter errors grave enough to impact their credit scores negatively, leading to rejections for new credit or refinancing opportunities. Such inaccuracies can jeopardize your financial stability, influencing employment opportunities, new credit prospects, auto loans, and insurance.

At Vullings Law Group, LLC, based in Reading, PA, we recognize the critical importance of a pristine credit history in your life. Our experienced team of credit attorneys is well-versed in the Fair Credit Reporting Act (FCRA) and is prepared to assist you in challenging any incorrect information on your credit report. Don't let errors compromise your financial integrity. Allow our legal experts to help restore your financial health. We are here for you, whether you're dealing with credit rejections or facing harassment from debt collectors.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: How much will paying off collections raise credit score?

Answer: Paying off collections can potentially raise your credit score, but the impact varies depending on your overall credit history and the specific scoring model used. Generally, it may have a positive effect over time as the collection item's age decreases and its impact on your credit score diminishes.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Control of Your Credit Score

Do not let mistakes on your credit report diminish your financial well-being. Our skilled credit attorneys are ready to help steer your finances back on track. Whether you are struggling with credit denials or the nuisance of debt collector calls, we are here to support you.

Connect with us today through the contact form on this page or call 1-855-324-7263 for a free consultation.

Remember, struggling with bill payments is not the sole reason your credit score might be suffering. Errors on credit reports are common, and resolving them can be intricate. An adept attorney can streamline this often complicated process.

Download our free infographic, "How To Dispute Credit Report Errors," for a useful guide. Secure your free credit report today.

Protect Your Credit Score Now

Think you’re familiar with what’s on your credit report? Nearly a quarter of Americans discover errors that adversely affect their scores. It’s crucial to check your report regularly to identify and rectify these issues.

Be cautious! Not every site offering free reports is trustworthy. For reliable annual reports, rely on AnnualCreditReport.com, sanctioned by the Federal Trade Commission, for dependable annual reports. Always ensure the URL is exactly AnnualCreditReport.com to avoid scams that mimic legitimate sites but contain typographical errors.

What to Verify on Your Credit Report

When examining your credit report, follow these guidelines to aid your review:

  1. Verify personal information.
  2. Confirm all credit accounts are accurate.
  3. Match amounts owed with your recent statements.
  4. Check your payment history for any discrepancies.
  5. Look for unusual credit inquiries.
  6. Check for any legal judgments, bankruptcies, or foreclosures.

Contact Reading, PA’s trusted Credit Report Attorneys for a secure financial future. Get in touch today for a free consultation at 1-855-324-7263 or use the contact form on this page.

Reading Resources:

Berks Community Action Program - Berks Community Action Program offers budget counseling in Reading.

Visions Federal Credit Union - Visions Federal Credit Union is a credit union which offers credit counseling in Reading.

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