Evansburg Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Don't Let Credit Report Mistakes Impact Your Financial Stability in Evansburg

Did you know that nearly one-third of Americans have inaccuracies on their credit reports? Alarmingly, 20% of Americans face errors significant enough to affect their credit ratings, leading to rejections for new credit or refinancing existing loans. Such errors can cause undue financial strain, impacting your chances of maintaining employment, acquiring new credit, securing auto loans, or even obtaining insurance.

At Vullings Law Group, LLC, we recognize the critical role of an impeccable credit history. Our team of seasoned credit attorneys specializes in cases related to the Fair Credit Reporting Act (FCRA) and is equipped to help you challenge creditors and consumer reporting agencies that report errors on your credit file.

 

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: How long does a credit dispute take?

Answer: The duration of a credit dispute can vary, but it generally takes around 30 to 45 days for credit reporting agencies to investigate and respond.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Regain Control Over Your Credit Rating

Your credit standing is too vital to be undermined by inaccuracies or mistakes. Allow our credit lawyers to use their expertise to restore your financial health. Whether you've faced credit denials or have been pestered by debt collectors due to errors on your credit report, we're here to assist you.

Share your experience with us today through the contact form on this page, or dial us at 1-855-324-7263 for a complimentary consultation.

Struggling with bill payments is just one factor that can lower your credit score. Credit report errors are more prevalent than you may think, and correcting them can be a daunting task. These errors can also expose you to relentless calls from debt collection agencies. To halt creditor harassment, it's essential to consult an experienced attorney.

For step-by-step guidance on tackling these issues, you can refer to our complimentary infographic, "How To Dispute Credit Report Errors."

Access Your Free Credit Report Now

You might think that getting a free credit report is redundant if you're already familiar with its content. However, over a quarter of U.S. residents have errors on their credit reports that negatively affect their credit scores. This makes it crucial to review your report and confirm its accuracy, which is the first step in identifying and resolving any potential issues.

Be cautious! Not all websites that offer free credit reports are reliable. Some aim to steal sensitive details like names, addresses, and social security numbers. Thankfully, AnnualCreditReport.com is a trustworthy source for free annual credit reports, endorsed by the Federal Trade Commission.

Always verify the URL to ensure it reads AnnualCreditReport.com to avoid falling prey to scam websites with similar but misspelled URLs.

How to Examine Your Credit Report

Once you receive your credit report, follow these steps for a comprehensive review:

  1. Confirm your basic personal details, especially if you've recently relocated, switched jobs, or changed your name.
  2. Validate each credit account to ensure you actually opened them.
  3. Cross-reference the amount due on each account with recent statements from your banks or creditors.
  4. Scrutinize any incorrect payment data, making sure that missed or overdue payments haven't been wrongly reported.
  5. Be alert to credit inquiries from unfamiliar companies, as this could signal attempted identity theft.
  6. Review any listed judgments, bankruptcies, and foreclosures, ensuring their dates are accurate as they will eventually be removed.

Safeguard your credit and fortify your financial future with Evansburg's local expert Credit Report Attorneys. Contact us today for a free consultation at 1-855-324-7263 or complete the contact form on this page.

Philadelphia Resources:

Montgomery County Credit Unions - While not local to Evansburg, this list of Credit Unions in Montgomery County will provide credit services.

Consumer Credit Counseling Services - The Consumer Credit Counseling Services of Northeastern PA or CCCS offers counseling, management, and education services regarding credit.

Credit Counseling Center - The Credit Counseling Center offers local courses and counseling to help you manage your credit.

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