Camden Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Protect Your Financial Future from Credit Report Errors in Camden, NJ

Did you know that nearly 1 in 3 Americans have errors on their credit reports? Even worse, 1 in 5 experience mistakes severe enough to lower their credit scores—resulting in loan denials, higher interest rates, and lost financial opportunities. These inaccuracies can affect your ability to buy a car, rent an apartment, secure a mortgage, or even land a job.

At Vullings Law Group, LLC, we know how important a clean credit history is—especially here in Camden, NJ, where financial security is key to getting ahead. Our experienced credit attorneys specialize in the Fair Credit Reporting Act (FCRA) and can help you dispute incorrect information on your credit report. Don’t let errors hold you back—our legal team is here to restore your financial stability and stop unfair credit denials and debt collector harassment.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: What happens if I dispute a collection?

Answer: If you dispute a collection, the credit reporting agency will investigate it. If they find the collection is inaccurate or cannot be verified, it may be removed from your credit report. However, if the collection is valid and accurate, it will typically remain on your report.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Control of Your Credit Score

Your credit shouldn’t suffer because of someone else’s mistake. Our Camden-based legal team is ready to help you fix errors, fight unfair denials, and protect your rights against aggressive debt collectors.

Call us today at 1-855-324-7263 or fill out the contact form on this page for a free consultation.

Mistakes on your Credit Report? You're not alone. Even if you always pay your bills on time, credit report errors can still damage your score. Fixing them isn’t always easy, but having a skilled credit attorney on your side makes the process much smoother and more effective.

Download our free infographic: "How To Dispute Credit Report Errors," – your step-by-step guide to correcting mistakes.

Check Your Credit Report for Errors

Think your credit report is accurate? Studies show that 1 in 4 Americans have harmful mistakes on their records. Checking your report regularly is crucial to spotting and fixing errors before they cause serious problems.

Beware of scam sites! Not all “free credit report” websites are legitimate. Always use AnnualCreditReport.com—the only source authorized by the Federal Trade Commissionfor free yearly reports. Avoid lookalike sites with misleading names.

What to Look for on Your Credit Report

Use this quick checklist to ensure your credit report is accurate:

  1. Verify personal details (name, address, Social Security number)
  2. Confirm all listed credit accounts are yours
  3. Match amounts due with your most recent statements
  4. Check payment history for incorrect late payments
  5. Look for unauthorized credit inquiries
  6. Review legal records (bankruptcies, foreclosures, judgments)

Camden’s Trusted Credit Report Attorneys Are Ready to Help

If credit errors are holding you back, don’t wait—take action today. Contact Vullings Law Group, LLC, Camden’s trusted credit attorneys, for expert legal guidance. Call us now at 1-855-324-7263 or fill out the contact form on this page to schedule your free consultation.

Camden Resources:

Clarifi of Cherry Hill - With their mission statement, "We empower individuals to achieve financial resilience and positively impact their communities." Clarifi offers financial learning in to residents of New Jersey, including Camden.

American Consumer Credit Counseling - Formerly Consumer Credit Counseling Service of Central New Jersey, American Consumer Credit Counseling is a nonprofit agency offering credit counseling, debt management, budgeting, and financial education to New Jersey residents, including in Camden.

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