For those with outstanding debts and unpaid balances on accounts, you may find that debt collectors are coming at you from many different directions. There are a variety of debt collection agencies operating as third-party companies in the American debt sector today. Some of them, such as the American Medical Collection Agency, have specialized fields they operate within. On this page, you’ll find all the information you need about the AMCA, as well as guidance on fighting back if you feel you’ve been the target of unfair harassment.

What is the American Medical Collection Agency?

The American Medical Collection Agency was founded in 1977, and brands itself as an industry leader as a collection agency focusing on patient collections stemming from medical bills. A professional debt collection service, the AMCA uses a variety of tactics to try and collect on unpaid accounts on behalf of clinics and hospitals across the country. The AMCA operates nationwide in the US, providing collection services to laboratories, hospitals, and private clinics in all 50 states, as well as medical insurance providers.

AMCA boasts of a process that includes letter writing and phone calls in an effort to collect unpaid balances from you as a debtor. The AMCA uses its own form letters to contact debtors on behalf of its clients, and follows that up with phone calls from its state-of-the-art call centers. The AMCA even uses modern data analytics to optimize its collection efforts and try to boost revenue for its clients.

The American Medical Collection Agency does not have accreditation from the Better Business Bureau in the United States, which is both good and bad. While the company does have an A+ rating regardless, it’s lack of accreditation falls at its own feet as companies are not obligated to file for BBB accreditation.

American Medical Collection Agency Contact Information

If you have been contacted by the AMCA regarding a medical bill or overdue account, there are multiple ways to get in contact with the company. Its mailing address is its primary office, located at the following address:

4 Westchester Plaza
Suite 110
Elmsford, NY 10523

As a patient targeted by AMCA who needs to call in regard to a collection letter or previous phone call, you can contact the company at (800) 666-8097. Any files or forms you might need to fax to the company can be sent to (914) 345-5023. Email contact is possible through info@amcaonline.com, though it is a general account and may not be suitable for dealing with claims against you.

How to Stop Harassing Behavior from the AMCA

The American Medical Collection Agency proudly proclaims on its website that it upholds a standard of morals and ethics in its debt collection efforts. It is quick to point out in language on its site that it adheres to all state and federal debt collection laws in the United States, and is a member of the American Collectors Association, now known as ACA International, which is a trade group that represents collection agencies, creditors, debt buyers, and debt collection industry service providers.

However, that doesn’t mean that harassing behavior never occurs. If you believe that the AMCA has violated the primary consumer protection law in the United States, the Fair Debt Collection Practices Act (FDCPA) by calling at improper times, alerting third parties to your debt without authorization, used harassing behavior, or continued to contact you after you’ve requested they stop, you can take action to halt this harassing behavior.

The first step in the process, as always, is to file a formal complaint letter with the AMCA. Send them a written request, and keep a copy, that asks them to stop contacting you regarding the accounts in question. After that, your best option is to get a legal expert on your side who knows how to help you fight back against the harassing behavior.

Contact Fair Debt Lawyers

The legal team at Fair Debt Lawyers has an intimate knowledge of the FDCPA and other consumer protection laws in the United States. We’re happy to sit down with any consumers who believe they are being harassed by debt collection agencies, and evaluate the legitimacy of claims by companies such as the American Medical Collection Agency.

We’ll work with you to validate or disprove the claims made by the AMCA and others. We can assist you in writing and filing a formal letter of complaint, and take the burden of managing your harassment case of your shoulders. We’ll track the progress of your claim and deal with any subsequent requests from the AMCA.

You don’t have to fight back against the harassment of debt collectors on your own. Contact Fair Debt Lawyers today and we’ll be in your corner providing the help you need.