Bethlehem Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Secure Your Financial Future Against Credit Report Errors in Bethlehem, PA

Did you know that approximately one in three Americans encounters inaccuracies on their credit reports? More alarming is that one in five individuals experiences errors severe enough to negatively impact their credit scores, leading to rejections for new credit or refinancing opportunities. Such mistakes can significantly affect your financial health, influencing job opportunities, new credit possibilities, auto loans, and insurance policies.

At Vullings Law Group, LLC, based in Bethlehem, PA, we recognize the crucial role that a flawless credit history plays in your life. Our experienced team of credit attorneys is well-versed in the Fair Credit Reporting Act (FCRA) and is dedicated to helping you contest any incorrect information on your credit report. Don’t let inaccuracies undermine your credit. Our legal experts are here to help restore your financial stability, whether you’re dealing with credit denials or facing harassment from debt collectors.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: What happens if I dispute a collection?

Answer: When you dispute a collection, the credit reporting agency is required to investigate it. If the collection is found to be inaccurate or unverifiable, it may be removed from your credit report, which can have a positive impact on your credit score. However, if the dispute is unsuccessful, the collection will remain on your report.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Control of Your Credit Score

Do not let errors on your credit report compromise your financial health. Our knowledgeable credit attorneys are ready to help steer your finances back to the right path. Whether you’re facing issues with credit denials or coping with debt collector calls, we’re fully equipped to assist you.

Reach out to us today via the contact form on this page or call 1-855-324-7263 for a free consultation.

It’s not just missed bill payments that can damage your credit score. Mistakes on credit reports are common and correcting them can be a complex process. An experienced attorney can make this process simpler.

Download our free infographic, "How To Dispute Credit Report Errors," for an easy-to-follow guide. Claim your free credit report now.

Protect Your Credit Score Today

Think you’re familiar with your credit report? Nearly 25% of Americans discover errors that affect their scores. Regularly checking your report is essential to identify and address these issues.

Be cautious! Not every site offering free reports is legitimate. Trust AnnualCreditReport.com, sanctioned by the Federal Trade Commission, for dependable annual reports. Always ensure the URL is exactly AnnualCreditReport.com to avoid falling prey to scams with similar sounding names but typographical errors.

What to Check on Your Credit Report

When examining your credit report, follow these guidelines to assist your review:

  1. Verify personal information.
  2. Confirm all credit accounts are accurate.
  3. Match amounts owed with your most recent statements.
  4. Review payment history for any discrepancies.
  5. Look out for unusual credit inquiries.
  6. Check for legal judgments, bankruptcies, or foreclosures.

Contact Bethlehem, PA's trusted Credit Report Attorneys for a secure financial future. Get in touch today for a free consultation at 1-855-324-7263 or use the contact form on this page.

Bethlehem Resources:

Lehigh Valley Credit Restoration - The Lehigh Valley Credit Restoration can help assess, repair, and rebuild your credit in Bethlehem.

Bethlehem 1st Federal Credit Union - Bethlehem 1st Federal Credit Union is a credit union located in Bethlehem which can help with credit counseling and more financial services.