Erie Credit Report Error Attorney: Protect Your Credit and Financial Future

Vullings Law Group, LLC

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Guard Your Financial Well-Being Against Credit Report Mistakes in Erie, PA

Did you know that roughly one-third of Americans find inaccuracies on their credit reports? Alarmingly, 20% of these individuals experience errors severe enough to impact their credit scores adversely, leading to rejections when applying for new credit or refinancing loans. These inaccuracies can undermine your financial stability, affecting your ability to secure jobs, new credit, car loans, and insurance.

At Vullings Law Group, LLC, nestled in the heart of Erie, PA, we recognize the critical importance of maintaining a flawless credit history. Our experienced team of credit attorneys is proficient in the Fair Credit Reporting Act (FCRA) and is dedicated to assisting you in disputing any incorrect information on your credit report. Don't let mistakes derail your credit health. Allow our legal professionals to help restore your financial vitality. We're here to support you, whether you've encountered credit rejections or have been harassed by debt collectors.

Identity Theft & Credit Report Mistakes Questions

Common Credit Dispute Question:

Question: Does removing a collection drop your score?

Answer: Removing a collection can have various effects on your credit score. Initially, it may cause a slight drop as the collection is removed, but this can be followed by a gradual improvement in your score over time, especially if you have other positive credit history. Removing a collection generally helps your credit in the long run.

I hired the Vullings Law Group, LLC to get a judgment that was showing on my credit report removed. I first tried to get it off of the repositories myself but Trans Union would not remove it when the other 2 did. I sent them certified mail with documentation that the judgment shouldn't be on my credit as it wasn't mine. I then contacted The Vullings Law Group, LLC and they took the case because if you are not able to get derogatory credit off of your credit report that should be removed, the Credit Bureau's PAY FOR THE ATTORNEYS FEES if they are at fault. The firm took the case and did a wonderful job. Very organized with a good staff. Best thing is they settled with the credit bureaus and took care of everything!

- Kathryn T., Philadelphia, PA -

I contacted the Vullings Law Group after being harassed and insulted by NCB Management Services regarding an alleged debt. I dealt with Jacqulyn at Vullings Law, who is very efficient, and kept me informed as to the proceedings. The process was unusually swift, NCB ceased all contact, and Brent Vullings also managed to obtain a monetary settlement from NCB for their actions.

- Larry, Philadelphia, PA -

He saved me when I was desperate and I felt like I had nowhere to turn. Identity theft was keeping me from the home of my dreams. I called Vullings Law Group expecting that they wouldn't be able to help me, like everyone else. I was so wrong! Not only did Mr. Vullings resolve all of my issues, but I paid nothing out of pocket. My experience with Vullings Law Group was not just fantastic; it was life changing. I recommend this law firm without hesitation to anyone with inaccuracies on their credit reports!

- Sharon M., Philadelphia, PA- 

I fought the credit bureaus for six years. I accomplished nothing. Brent fought the credit bureaus on my behalf for a couple months and accomplished everything I could not. He kept me informed along the way. He always explained things in ways that I could understand. I learned a lot from him, and he did everything he said he would. If you're having credit report issues, you can save a lot of time and stress by just going right to Brent and his staff.

- Harry H., Philadelphia, PA -

Great lawyer. Great office staff. Brent and his entire office clearly genuinely care about their clients. I was able to communicate with Brent's staff at 10 at night on a Saturday via e-mail. Wow, talk about responsive. I have never dealt with a lawyer's office with such availability. My case went exactly as Brent told me it would. Very smart attorney, very intelligent staff, clearly they are very experienced and know exactly how to handle credit reporting problems. I would give ten stars if I could. 

- Anonymous, Philadelphia, PA -

Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues!

- Richard T., Philadelphia, PA -

Take Command of Your Credit Health

Don’t let errors on your credit report drag down your score. Our adept credit attorneys are prepared to steer your financial wellness back on track. Whether you're dealing with credit denials or calls from debt collectors, we're equipped to handle it.

Reach out to us today through the contact form on this page or call 1-855-324-7263 for a complimentary consultation.

A low credit score isn’t just a consequence of missed bill payments. Errors on credit reports are prevalent, and addressing them can be intricate. An adept attorney can make this process more manageable.

Download our complimentary infographic, "How To Dispute Credit Report Errors," for a practical guide. Secure your free credit report now.

Protect Your Credit Score Now

Think you're familiar with your credit report? Almost 25% of Americans discover errors that adversely affect their scores. Regularly reviewing your report is essential to pinpoint and correct these issues.

Exercise caution! Not all websites offering free reports are trustworthy. For reliable annual reports, utilize AnnualCreditReport.com, sanctioned by the Federal Trade Commission, for dependable annual reports. Always ensure the URL is correctly AnnualCreditReport.com to sidestep scams that mimic this site but include typographical errors.

What to Verify on Your Credit Report

When inspecting your credit report, adhere to these guidelines to aid your review:

  1. Verify personal information.
  2. Confirm all credit accounts.
  3. Check amounts owed against recent statements.
  4. Review payment history for discrepancies.
  5. Look out for unauthorized credit inquiries.
  6. Check for legal judgments, bankruptcies, foreclosures.

Contact Erie, PA’s esteemed Credit Report Attorneys for a secure financial future. Get in touch today for a free consultation at 1-855-324-7263 or use the contact form on this page.

Erie Resources:

Advantage Credit Counseling Service - Advantage Credit Counseling Service offers credit counseling and debt management services in Erie.

Erie Federal Credit Union - Erie Federal Credit Union is a Credit Union in Erie that offers credit counseling to members.

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